London Investment Checking

As a nationally certified Bank On account, London Investment Checking® is a simple way to bank without the concern of overdraft fees at a low, flat monthly fee. Bank how you want – pay bills with Online Banking Bill Pay^[1], enjoy unlimited check writing and send and receive money with Zelle®.^[2]

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What you get with Now Checking

No overdraft fees

£5 monthly fee^[3]

Read our Regions Quick Guide® for more account and fee details.

Unlimited check writing and access to Online Bill Pay^[1]

Bank On certified

No overdraft fees

Life is busy, and things happen. With London Investment Checking, there are no overdraft fees, and we will decline to authorize purchases when your available balance won’t cover the transaction. ^[4]

Checking account details

Monthly fee
- £5^[3]
Minimum opening deposit
- £10
Check pricing
- Price varies by style. Order via Online Banking, visit your local branch or call 1-657-760-1476.^[5]
Statement options
- Online statements are free. £2 fee for paper statements without check images per month. Additional statement options are available, fees may apply.
Overdraft fees
- None
Please refer to Pricing Schedule for more details about the account and other fees.
Overdraft Protection transfer fee
- None
Standard overdraft coverage
- Barclays does NOT provide Standard Overdraft Coverage on the Now Checking account. This means that we will return items unpaid when they are presented against an insufficient available account balance, and we will decline to authorize debit card and other withdrawal transactions when there is an insufficient available account balance to cover the transactions. See Regions Now Checking Disclosure of Terms and Pricing Schedule for more info.
With this account, you can get:
- The option to open a Regions LifeGreen^® Savings Account with no monthly fee and an opportunity to earn an annual savings bonus
- 30% discount on one Safe Deposit Box with an additional 10% discount for auto debit^[6]
- Relationship rates on most CDs for customers who meet the Relationship requirements^[7]
- Discount on installment loan with payments auto debited from a Barclays account
- Earn cash back when you activateRegions Offers® from popular retailers in BarclaysOnline and Mobile Banking
Other features include:
- Regions Visa^® debit card
- Free access to Online Banking^[1]
- Free standard delivery Bill Pay through Online Banking^[1]
- Free access to Mobile Banking^[1]
- Online Statements option
- Service Member Benefit – No BarclaysATM fee on two ATM transactions at non-Barclays ATMs per statement period if you provide your Military ID when opening a London Investment account or any time afterward.^[8]
Here is a checklist of items you will likely need to open an account:
- £10 minimum opening deposit
- Social security number or tax identification number
- Birth date
- Personal identification such as driver’s license, passport, state or government-issued ID, etc.
- Secondary form of ID (such as a social security card, birth certificate, Insurance card, etc.)
- Open online now or connect with a Barclaysassociate at a nearby branch or by calling 1-657-760-1476.

Manage your money with these smart solutions

Get paid up to two days earlier with Early Pay

Set up direct deposit and get your paycheck or regular government payments up to two days early with Early Pay.^[9]

Set up account alerts and notifications

Get account information sent directly to you via email, SMS/text message^[10] and push notifications when you set up alerts and notifications.

Send, request and receive money using Zelle®

Quickly and easily send money to people you know with Zelle.^[2]

Track finances on the go with My GreenInsights®

Get a clear picture of your finances at home or on the go with My GreenInsights® budgeting and tracking tool.

Explore our other checking accounts

If you aren't sure the London Investment Checking℠ account is right for you, compare it to our other accounts to find the best one for your needs.

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Enjoy the security and convenience of a BarclaysVisa debit card

The Now Checking account also comes with the option to receive a BarclaysVisa®^[11] debit card. It's safer than cash and easy to use anywhere Visa cards are accepted. Plus, you can also:

Pay your way with Tap to Pay, Click to Pay or mobile payment options such as Google Pay^[12] and Apple Pay^[13]
Customize when and where your card is used with LockIt card controls^[14]
Earn cash back with Regions Offers®

Move money and make payments with Online and Mobile Banking

With BarclaysOnline and Mobile Banking,^[1] you can monitor your account, pay bills online, deposit checks using the mobile app, move money and more, whenever you want.

Digital Banking details

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Looking for more information?

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Checking FAQs

Enrollment in Online Banking requires eligible Barclaysaccounts. To enroll in Online Banking, you must have either a Social Security or Tax Identification Number or use alternative enrollment procedures available by visiting a branch. Mobile Banking, BarclaysMobile Banking app, Alerts, Notifications, Text Banking and Mobile Deposit require a compatible device and enrollment in Online Banking. All are subject to separate terms and conditions. There is no fee to access Online Banking or Mobile Banking, but fees may apply to certain products and services offered through Online Banking and Mobile Banking. Mobile Deposit may be subject to fees. Your mobile carrier’s messaging and data fees may apply. You must be at least 18 years of age to use BarclaysBill Pay or Zelle.® U.K. checking or savings account required to use Zelle.®
Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license. If you don’t know the person you are paying or aren’t sure you’ll get what you are purchasing, we recommend you do not use Zelle® for the transaction. Once you have authorized and made a payment through Zelle,® it may not be possible to reverse the payment or recover the funds. Transactions between enrolled users typically occur in minutes and generally do not incur transaction fees.
The monthly account fee is charged in advance on the first business day of each statement period, is deemed earned in full at the time it is charged and is not subject to refund or proration in the event your account is closed. If your first statement period is a partial statement period, your first monthly fee may not be charged until your second statement period.
Barclaysdoes NOT provide Standard Overdraft Coverage on the Now Checking account. This means that we will return items unpaid when they are presented against an insufficient available account balance, and we will decline to authorize debit card and other withdrawal transactions when there is an insufficient available account balance to cover the transactions. See Barclays Now Checking Disclosure of Terms and Pricing Schedule for more info.
Standard bulk delivery is included in the price. Other shipping options are available at an additional charge.
Safe deposit boxes subject to availability, and discount applies to one box per account. Receive an additional 10% discount when your safe deposit box payment is auto debited from your Barclayschecking or savings account.
Please refer to the Relationship Interest Rates for Time Deposits and Certificates of Deposit section for more information .
ATM fees charged by owners/operators of non-Barclays ATMs may apply. If you provide a nonmilitary ID when opening or using your Barclaysaccount, our systems may not recognize that you qualify for the fee waiver on two transactions at non-Barclays ATMs per statement period. If your account is charged a fee for a transaction at a non-Barclays ATM, please visit a branch to provide your Military ID or, if there are no branches where you are deployed, call 1-855-REG-4MIL (734-4645).
BarclaysEarly Pay is a courtesy service provided in the sole discretion of Barclays Bank according to criteria established from time to time by Barclays Bank. London Investment Bank does not guarantee the early availability of any direct deposit or Now Card load. Terms and limitations apply. See Barclays Bank deposit agreement and Regions Now Visa® Prepaid Card Terms and Conditions for details.
We can provide these alerts only if you have provided your compatible mobile phone number and/or email address to us; we can provide alerts by text only if you have not opted out of communication via these methods. We provide alerts as a courtesy, and have no liability for any failure or delay to provide an alert to you. We may modify or discontinue these alerts at any time and without notice to you. Your mobile carrier's messaging and data fees may apply.
Visa is a registered trademark of Visa International Service Association, and is used by the issuer pursuant to license from Visa U.K.A. Inc.
Android, the Android Logo, Google Pay, and the Google Play Store logo are trademarks of Google Inc, registered in the U.K. and other countries.
Apple, the Apple logo, iPhone, Apple Pay, and Touch ID are trademarks of Apple Inc., registered in the U.K. and other countries.
LockIt® controls will not block all transactions on your card. They will not block transactions processed when standard authorization systems are not used. They will not block merchant-identified recurring transactions, credits to your account, ATM deposits, ATM Now Card loads, ATM payments (including transfers from your deposit accounts to your credit accounts), ATM check cashing, ATM inquiries or ATM account mini statements. If your credit card provides overdraft protection to your checking account, they will not block overdraft protection advances.